All our checking accounts feature FREE online banking, FREE account access via our 24-hour 
Easy Access Line (320/679-5050), and a FREE Shazam® Visa Debit Card (subject to credit approval).

FREE CHECKING
· $100 minimum opening deposit
· No monthly service charge
· No minimum balance required
· Unlimited check writing privileges 

CHECKING WITH INTEREST
· $500 minimum opening balance
· No minimum balance required
· No monthly service charge unless your average daily balance falls below $500, then a 
  service charge of $5.00 per month plus 15¢ per check or debit is applied
· Interest is earned at a competitive rate regardless of the account balance  

GOLD CLUB CHECKING
· No minimum balance required
· Unlimited check writing privileges
· Free personalized Gold Club checks (wallet style)
· Interest earned if a $500 minimum daily balance is maintained
· $6.00 monthly fee - $10,000 insurance coverage
· $8.00 monthly fee - $30,000 insurance coverage 
· Free cashiers checks and money orders
· Free notary service
· Worldwide travel discounts 
· Free 5 x 3 Safe Deposit Box for one year (subject to availability) 

MUSTANG CHECKING
· $100 minimum opening deposit
· No minimum balance required
· Unlimited check writing privileges
· Free Mascot checks and checkbook cover (wallet style)
· Earn interest if a $500 minimum daily balance is maintained 
· Kanabec State Bank will donate $1.00 each month to help support Mustang Booster Club
· All for only $5.00 per month

Show your school spirit. Open a Mustang Checking account today! 

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HERITAGE CLUB CHECKING
Heritage Club Checking is a no service charge account available to customers, age 55 or better, which have qualified for membership in The Heritage Club. Joining is easy!

· No minimum balance required*
· Free personalized Heritage Club checks and checkbook cover (wallet style)
· No monthly service charge
· Unlimited check writing privileges
· Interest earned at a competitive rate regardless of account balance
· Free money orders and cashiers checks
· Free Notary service
· Keep your valuables and important papers in a Kanabec State Bank safe deposit box 
  at a discount of 20% off the annual rental fee
· A newsletter will be included with monthly checking statements keeping members 
  informed of the happenings and activities of the club as well as special trips
· Monthly get together events, such as movies, potlucks, bingo, and speakers.
· Vacations, ball games, dinner theatres, stage shows, and many other activities are 
  planned for Kanabec State Bank Heritage Club members throughout the year
*A balance of $1,500 must be maintained if this account is used for club membership.

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